Care Plans & Pricing | Where You Are Physical Therapy, Oxford MS

Care plans, transparent pricing.

Every package we offer, every price, in one place. Cash pay, in home pelvic floor physical therapy. HSA and FSA accepted. No insurance billing, no surprise charges.

The typical patient journey

One path, five steps. You commit one step at a time.

1
Discovery Call
Free, 15 min
2
Initial Eval
$225, ~2 hrs
3
Complete Care
$900, 4 weeks
4
Reassess
At session 4
5
What's next
Graduate, alum singles, or Thrive
$0
Or, start with a free 15 minute call. No card, no commitment, just a conversation.
Book Free Call →
Step Details

What you actually pay for, at each step.

These aren't tiers to choose from. They're the costs at each step of the journey above.

1. Initial Evaluation

Required first step. Full assessment, written plan.
$225
about 2 hours · in your home
  • Full medical history review
  • Pelvic floor assessment
  • Personalized written treatment plan
  • HSA / FSA accepted, superbill on request
Book Initial Evaluation

2. Complete Care

The treatment phase. Recommended at your eval. 1 to 2 blocks total for most.
$900 / 4 pack
4 in home sessions over 4 weeks ($225 each)
  • Personalized treatment plan
  • Home exercise program
  • Text access to Meg between sessions
  • Mid arc reassessment at session 4
  • 2 pay split available on request ($450 + $450)
Prepay Complete Care
Or wait and discuss it at your evaluation. No pressure either way.

3. Thrive Membership

Optional, after Complete Care. Stay with Meg as your ongoing coach, or graduate.
$499 / year
Annual billing · one decision a year
  • Annual 90 minute Thrive Eval in your home (worth $225, included)
  • Direct line to Dr. Meg's cell
  • Priority booking before public slots open
  • 40% off single sessions ($150 instead of $250)
  • Exempt from the $75 cancellation fee
See Thrive Details

Single sessions, after Complete Care

Most patients don't need open ended weekly sessions, they need a focused block and then occasional tune ups. Single session pricing reflects that.

RatePriceWho it's for
Public$250Anyone, after Complete Care
Alum$200Within 90 days of completing a block
Thrive Member$150Active Thrive Membership ($499/yr)

Payment and policies

How payment works

Stripe processes all payments. Card on file is captured at the Initial Evaluation, configured for future on file charges. The Complete Care block is charged upfront before session 1 (a 2 pay split is available on request). HSA, FSA, and all major credit/debit cards accepted.

Refunds and the 60 day window

All sales final. The Complete Care block must be used within 60 days of purchase. Unused sessions after 60 days are forfeited. The 60 day window provides buffer for illness, travel, or scheduling shifts.

Cancellation fee

Cancellations made fewer than 24 hours before an appointment, or no shows, incur a $75 fee charged to the card on file. Active Thrive Members are exempt. Reschedules made more than 24 hours in advance are always free.

Insurance, HSA, and FSA

Where You Are Physical Therapy is cash pay only. HSA and FSA cards are accepted directly. After each block, you receive a superbill you can submit to your insurance for potential out of network reimbursement. Cash pay means longer sessions, no visit caps, and care decisions made between you and Meg, not your insurance plan.

What's included with Thrive Membership

Thrive is built for graduates of Complete Care who want to keep Meg in their corner all year. The flagship perk is the annual 90 minute in home Thrive Eval (worth $225 if booked separately). On top of that, you get a direct line to Meg's cell, priority booking, 40% off any single session, and exemption from the $75 cancellation fee. Annual billing only, $499/year. No monthly subscription, no auto renew you forgot about.

Start with a free 15 minute call.

No card required, no commitment. Tell Meg what's going on and she'll tell you honestly whether pelvic floor PT is the right next step.

Book Your Free Discovery Call

Free · 15 minutes · No obligation

Ready to skip the call?

Book Initial Evaluation, $225

2-hour in home assessment · HSA/FSA accepted